Gold and silver
Zakat on gold and silver, item by item
Add each ring, chain, bangle, coin or bar with its weight and carat. See the zakat both ways the schools count jewellery that is worn.
1 Your gold and silver
2 Other savings (optional)
For savings, shares, a business and debts line by line, use Zakat Calculator UK.
Maryam’s zakat on gold, both ways
| Piece | Weight | Pure gold | Counted? |
|---|---|---|---|
| 22 carat bridal set, kept away | 60 g | 55.00 g | Both views |
| Four 22 carat sovereigns | 31.96 g | 29.30 g | Both views |
| 22 carat bangle she wears | 25 g | 22.92 g | Hanafi view only |
| All of it | 107.21 g | Over the 87.48 g nisab | |
| Leaving out the bangle | 84.30 g | Just under it by weight |
With cash or savings beside it, the total usually passes the nisab by value. The calculator shows both answers.
Check the nisab for 2027 before you work out what you owe.
Zakat on gold: quick answers
How much gold before zakat is due?
87.48 g of pure gold, 20 dinars (Sunan Abi Dawud 1573): about 95.43 g of 22 carat or 116.64 g of 18 carat. Cash and silver are added in, so less gold can still make zakat due.
Do I pay zakat on wedding jewellery?
Kept away, it counts. Worn, the Hanafi school counts it (Sunan Abi Dawud 1563); the Maliki, Shafi‘i and Hanbali schools do not (Muwatta Malik, Book 17, nos. 10 and 11). Both views.
How do I find the carat?
Look for the stamp inside a ring or on a clasp: 916 or 22K, 875 or 21K, 750 or 18K, 375 or 9K. A jeweller can test an unmarked piece.
Does white or rose gold count?
Yes, by its carat like any gold alloy. Plated pieces hold very little gold.